Most investors invest their money with the long term goal of retirement investing in mind. Some undoubtedly have shorter term goals like a new house or paying for a child's college, but I'm willing to bet the lion's share of investors are thinking about their golden years when making the conscience decision to save and invest. If those investors are in their 30s or 40s, a traditional retirement is still 20 to 30 years away. How curious then, that they panic whenever the stock market has a correction. I understand that no one wants to lose money, even when it is just paper losses. I am an investor in my 30s. I do not expect social security (or any government program for that matter) to help me in retirement. Investors my age need to develop their own plan for a financially stable retirement. Mostly I invest for retirement, hopefully an
An All-Cap Core investment approach expands equity opportunities to include all levels of market capitalization and the range of style classifications. Rather than a constrained focus on a limited area of the investment universe, an All-Cap Core approach allows for flexibility to pursue the most attractive opportunities, no matter where they fall within the predetermined style spectrum.
The institutional investment community often uses specific style boxes as helpful tools to compare manager performance and build diversified portfolios, yet an All-Cap and/or Core (also referred to as Blend) outlook can offer a valuable investment philosophy despite not fitting neatly into a style or capitalization box. Within this article, we present four main potential issues with narrow style classifications:
As expected, private payrolls increased at a faster rate last month, rising 192,000 in March vs. February, according to today's update from the U.S. Bureau of Labor Statistics. That's the best monthly gain since last November. But let's not get too excited. Although it's encouraging to see employment growth pick up, as it has in each of the past three months, the progress is modest and so the recent numbers are a return to trend as opposed to an upside surge that hints we're on the cusp of a dramatic change for the better.
In fact, when we look at the year-over-year change (a relatively reliable measure for business cycle analysis), private payrolls continue to grow at the rate that's prevailed for some time-roughly 2% a year. When you cut to the chase and ignore all the chatter about what's happening with the labor market, the reality is